About Shared Ownership

You will need to pay for your share of your home before you move in. You might be able to pay this in full, however you may need a mortgage to cover this cost. The good news is, you don't have to put down a huge deposit to secure your shared ownership mortgage; deposits can be as little as 5% of your share.

In addition to purchasing your share of the property, you will also need to pay some one-off costs such as legal fees and stamp duty. See our buyers guide for a list of potential one-off and regular costs.

Selwood Housing has a number of shared ownership homes that are currently available or that will be available in the future. Visit our available homes page for more information.

Some developments fall within a section 106 agreement. This can mean that applicants must have a local connection to the area. This will be clearly highlighted on our property listing where this applies.

There may come a time when you want to sell your home. If you own 100% of your home you can put it up for sale although we may have the right to buy it back. This is known as 'first refusal' and is valid for 21 years from when you fully own your home.

If you own a share in your home, we have the right to find a buyer for it.

You will need to contact us to request permission to keep pets in your home. If you live in or are purchasing a shared ownership house it is more likely that you will be able to have pets.

All pets must be kept in proper care and control.