Debt and loan advice

Young woman looking at credit card bills and debt repayment letters

We’re unable to give debt advice directly but below are some details of charities and services that can help. Please read about each service to find out which works best for you as an individual.

 

Citizens Advice money and debt advice

Free expert debt advice that is confidential, impartial and independent.

Citizens Advice Wiltshire

Citizens Advice BANES

Citizens Advice Somerset

 

Local debt advice services

 

Step Change Debt Charity

Providing free and expert advice helps you deal with your debts and get the support you need.

Step Change Debt Charity or call 0800 138 1111

 

National debtline

A trusted debt advice charity offering free, independent support.

National debtline or call 0808 808 4000

Breathing space

Breathing space is a government scheme that will give you time to receive debt advice and find a solution to your debt problems. There are two kinds of breathing space.

Under the ‘standard’ breathing space, creditors will have to stop the collection and enforcement of your debts. A ‘mental health crisis breathing space’ can provide extra protection for people who have been in crisis.

Eligibility for the schemes can be found on Breathing Space (National Debt Line.org).

 

Wiltshire Council

Wiltshire Council have information for those worried about debt, including:

  • Dealing with debts
  • Advice agencies
  • Increasing income

Visit their website for more information.

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