What are regulatory ratings?
The Regulator of Social Housing oversees all registered social housing providers and issues regulatory ratings. They assess providers in three areas:
- Governance (G) – how well an organisation is led and managed
- Financial viability (V) – the organisation’s financial strength and stability
- Consumer standards (C) – the quality and safety of services customers receive
Regulatory judgements are the regulator’s view of how well a landlord is delivering the outcomes of its standards. Judgements are published on the regulator’s website following programmed inspections, stability checks or from responsive engagement.
Our latest ratings
The regulator last assessed Selwood Housing in November 2025 with results as published below.
| Grade/Judgement | Change | Date of assessment | |
|---|---|---|---|
| Consumer | Not assessed yet | ||
| Governance | G1 Our judgement is that the landlord meets our governance requirements. |
Assessed and unchanged | November 2025 |
| Viability | V2 Our judgement is that the landlord meets our viability requirements. It has the financial capacity to deal with a reasonable range of adverse scenarios but needs to manage material risks to ensure continued compliance. |
Assessed and unchanged | November 2025 |
The full regulatory judgement for Selwood Housing is published on the regulator’s website.
What our regulatory ratings mean
- Governance G1 confirms that we meet the regulator’s governance requirements.
- Viability V2 confirms that we meet the regulator’s viability requirements. The regulator stated that we have the financial capacity to deal with a reasonable range of adverse scenarios but need to manage material risks to ensure continued compliance.
The regulator published a summary of its findings as below:
- From the stability check, there is no evidence to indicate that a change in governance grade is required.
- Based on evidence gained from the stability check, they are assured that our meets the viability requirements of the Governance and Financial Viability Standard.
- They have assurance that our financial plans are consistent with, and support the delivery of, our strategy. We have an adequately funded business plan, with access to sufficient liquidity and security and are forecasting compliance with covenants under a reasonable range of scenarios.
- Our business plan includes significant investment in our existing homes, this, alongside the development of new homes is putting pressure on our financial performance and weakening our financial resilience. We need to manage material risks in order to deliver our objectives, while continuing to meet the requirements of the financial viability standard over the medium to long term.
How we’re doing
You can find out more about our performance in the ‘How we’re doing’ section of our website. This includes our corporate strategy, annual financial statement, ESG report and tenant satisfaction measures.
