Common questions and answers, take a look at our buyers guide or read our FAQ's section.
Before you can view or reserve a shared ownership home with us, you'll first need to make sure that you are eligible for the scheme.
Register with Selwood Housing and confirm your desired area/development.
Once you have found a property that you are interested in, simply contact us by completing the contact form on the property listing, or by phoning or emailing us. We will send an application pack for you to complete and return to us, including:
*By completing this form, you consent to us forwarding the information via secure email to our financial adviser partner who will contact you to discuss mortgage viability and options.
You will also need to supply supporting documents for your application. This includes;
Next, we will need to undertake a financial assessment of you. Once this has been completed, we will confirm our decision to you and arrange a viewing of your chosen property.
Once you have viewed the property and decided you would like to go ahead, a reservation fee of £250 will be required to reserve the property for you.
The reservation fee will be deducted from the amount you pay upon completion of your purchase.
Appoint your mortgage adviser and solicitor, and provide us with their details.
Your mortgage adviser will;
We will then issue a Memorandum of Sale (MOS) to all solicitors involved. This essentially summarises the details of your proposed house purchase and will give a date by which we would like to exchange contracts.
Your solicitor will;
After you have received your mortgage offer and your deposit has been paid, we will then agree a completion date with you and exchange contracts, which fixes the completion date.
Completion day!
Completion day is when the money is transferred via solicitors. Once that's done, you will get the keys to your new home!
On completion day you will be met at your new home by a representative from Selwood Housing's shared ownership team. You will be provided with a 'Handover Pack' containing;
It's good to be aware of any one-off fees you may need to pay before you move in. These include;
Common questions and answers, take a look at our buyers guide or read our FAQ's section.
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Shared ownership is a great way of buying your own home.
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